A brief look at social security
A number of social security changes have been passed in parliament recently which may effect your current or future financial position. The changes to this are have been highlighted in detail on our website. New pension changes have now taken effect as of 1 January this year. If you currently receive the age pension and […]
Key Changes for 2017 and Beyond
A range of key changes to superannuation, tax and other areas take effect in 2017 and beyond. Some of these areas may be of importance to you now or in the foreseeable future, so make some time to sit down with your financial planner to discuss your situation. Superannuation In our recent articles ( available […]
Considering investing your first $5,000?
Investing small sums earlier in life will make a substantial difference in future year Ever heard that investing earlier will benefit you later in life? This isn’t a new idea or breakthrough in finance; merely a principle of investing. The more you invest earlier the greater the potential outcome. Saving up your first $5,000 will […]
Correcting Personal Super Contribution Errors
What must we be aware of when making personal super contributions? Those eligible to make personal super contributions (i.e. sole traders, partners in a partnership, business owners or company directors) must ensure their super contributions are being classified correctly. Although this is often a common mistake made by the individuals mentioned above and can be […]
Changing markets must be viewed with clear lenses. Often we find ourselves stuck in the habit of doing something, whether it be an action or task. Many of us then find it even more increasingly difficult to break out of. The same can be said for investing, where they are a number of different investors […]
Utilising the small business tax concession
Are you utilising your small business tax concessions effectively? What is the small business concession we’re talking about? If your business has an aggregated annual turnover (that being the total normal income of your business and that of any associated businesses) of less than $2 million than you are eligible to take advantage of this […]
New pension changes wait on the horizon
Update: pension changes will affect the strategies we utilise for your retirement The superannuation landscape is set to drastically change now new budget changes loom on the horizon. As part of the ‘May Budget’ changes you will begin to see many of the strategies once harnessed by financial planners become ineffective. One of those much-loved […]
Considering the investment horizon ahead
Trump’s presidential inauguration and its potential effects On 20 January, Donald Trump will be inaugurated as the 45th President of the United States of America. We have seen much speculation about what will happen to markets around the world in recent weeks since Trump won the race against Hilary Clinton to claim the top spot. […]
How value investing is paying off for investors
Value investing strategies are delivering superior returns in a time where low returns are plaguing the market. Many investors are now looking outside the scope of growth orientated investments and fund managers in order to both diversify against any downside on their portfolios and in turn have greater potential to the upside when it is […]
The ETF market is fast becoming bigger
Change in the investment market towards ETF investments Inflows into exchange-traded securities continue to build within the market environment, as investors begin to diversify their holdings into international and fixed-interest products. Many Australian investors are now switching towards using exchange-traded funds (ETF); with the ETF market having net capital inflows in October of $600 million. […]
