Is There A Hidden Death Tax on Superannuation?
Most Australians are surprised to learn that while we don’t have an official “inheritance tax”, your superannuation may be taxed when you pass away...
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Why Choose Total Advice Partners
Trusted Financial Advice For Over Three Decades
For over 30 years, we've been helping Queensland families through market fluctuations, rule changes, cost of living increases, and everything in between. Many of our clients have stayed with us for decades because they know we genuinely care about their financial wellbeing and will do our best to help them reach their goals.
Case Studies
Real Stories, Real Results
Comfort
"We were worried that we would never be able to retire comfortably, and with David's guidance, we restructured our super and created a clear 10-year plan. Now we're on track to retire at 62 instead of 70. What we value most is knowing we have someone we can trust to navigate the complex decisions ahead..."
Genuine Care
"We've been with Damion for eight years and what sets him apart is how he explains everything in plain English. When the super rules changed last year, he called us personally to discuss how it affected our strategy. We recommend TAP because they genuinely care about your long-term success, not just selling products..."
How we Help You
We get to know you, and what matters to you most
Tailored, achievable financial plans that work for your life
You move forward with clear instructions and goals
Everything You Need, in One Place
If you lie awake wondering if you'll have enough money to retire, or you're not sure where to even start, retirement planning can help to provide peace of mind. If you're not sure where to start, we can help you understand your options, and create a realistic plan that makes sense for your life.
Here's how we help you plan for retirement:
More about our Retirement Planning Services
Planning for Retirement
The two questions everyone asks are "Will I have enough to retire?" and "When can I retire?". We'll help you figure out how much you'll need, and how to get there. It doesn't matter if you're 40, or 65, if you were an early starter or just catching up now, we can create a plan tailored to your income, expenditure, and assets.
Making the Most of Your Super
Super can be confusing. There's so many laws, rules and processes, contribution limits, and investment options. We can help you understand your choices and make decisions that can help you grow your retirement nest egg and help you save in fees and taxes.
Self-Managed Super Funds (SMSFs)
If you've ever thought of taking control of your own super with an SMSF, we can help you work out if it really is the best option. And if it is right for you, we can guide you through the entire process from setup to management to give you confidence that your investments are optimised and there aren't going to be any surprises ahead.
Protecting Your Wealth
Life insurance isn't very exciting, but it is very important. We'll help you understand what you actually need (hint: it's often not what someone has tried to sell you), and find the right cover to protect your family as well as your budget.
Getting Ready for the Age Pension
inding your way through Centrelink's rules can be a nightmare, but our advisors know them inside and out, and can help you structure your finances so you'll be sure you're getting every dollar you're entitled to.
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