Information provided on this web site is general in nature and does not constitute financial advice. While Total Advice Partners has taken reasonable care in providing this information, unless expressly stated, it should not be construed as being specific to your investment objectives, financial situation or particular needs. Before making any decision, we recommend you consult a financial planner to take into account your particular investment objectives, financial situation and individual needs. This information is prepared for residents of Australia only. Any currency references are references to Australian dollars unless otherwise specified. This web site does not offer securities or other financial products, nor does it invite subscriptions for securities or other financial products to any person outside Australia. Total Advice Partners does not guarantee the repayment of capital or any particular return from, or any increase in, the value of any Total Advice Partners products unless otherwise expressly agreed. Further, Total Advice Partners disclaims any liability for loss, damage, cost or other expense which you may incur as a result of any information provided on this web site, to the extent that such liability is not excluded by law.